Initial Disclosure Document

Who regulates us? The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates Financial Services. Use this information to decide if our services are right for you. Please take the time to read this important document as it explains the financial services you are being offered and how you will pay for them.

Carrera Cars (Wales) LTD FCA number 749 593

Our business is permitted to arrange finance contracts and is also permitted to provide information, advise on and arrange the sale of general insurance products.

You can check this on the FCA Register by visiting the or by contacting the FCA directly on 0800 111 6768.

Products and Service


As a licensed credit broker, we can introduce you to a limited number of lenders (a list is available on request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you.

We are not Independent Financial Advisers and so are unable to provide you with independent financial advice.

There are also other sources of finance which you may wish to investigate.

There is no fee for this service. We may receive a payment (s) or other benefits from finance providers should you decide to enter into a finance agreement with them via us.


We currently offer no insurance products.

We will provide advice and make a recommendation for you after we have assessed your needs for the products listed above.

What to do if you have a complaint

We aim to ensure that all of our customers are happy with the services we provide and their product purchase. If however you have any cause to make a complaint you should contact us either in writing or by email. If you wish to register a complaint, please contact us:

In writing – Carrera Cars (Wales) Ltd, Canal Road, Cwmbach, Aberdare, CF44 0AG

By email –                

If we cannot settle your complaint, you may be entitled to refer it to the Financial Ombudsman Service.

Data Protection

Your personal data is held in accordance with the Data Protection Act 1988. We will pass your details to our partners in order to offer some forms of finance.